Certificates of Deposit Value Plus Checking Savings Accounts Value Plus Money Market Premium Money Market Super NOW Checking Golden Value Checking
Effective: June 23, 2008 (All rates are subject to change)
APY means annual percentage yield.Certificates of Deposit
Maturity APY RATE 6 Month 2.75% 2.71% 12 Month 3.00% 2.96% 18 Month 3.25% 3.20% 24 Month 3.35% 3.30% 36 Month 3.60% 3.54% 48 Month 3.80% 3.73% 60 Month 4.10% 4.02% Minimum deposit of $2,500
Interest compounded Daily.Penalty for early withdrawal
Fees may reduce earnings
Value Plus Checking
Balance Tiers APY RATE $2,500.00 - $9,999.99 0.20% 0.20% $10,000.00 - $49,999.99 0.20% 0.20% $50,000.00 and above 0.20% 0.20% Minimum deposit of $100 to open account
Minimum Balance of $2,500 to avoid $10 maintenance fee per statement cycle
Interest Compounded DailyFees may reduce earnings
Savings Accounts
APY RATE Value Savings 0.20% 0.20% Kids Club Savings 0.20% 0.20% Minimum deposit of $100 to open Value Savings account
Minimum balance of $500 to avoid $10 maintenance fee per statement cycle for Value Savings account
Minimum deposit of $10 to pen Minor Savings account
Minimum Balance of $10 to avoid $6 maintenance fee per statement cycle for Minor Savings account
Interest compounded daily and credited monthlyFees may reduce earnings
Value Plus Money Market
Balance - Tiers APY RATE $0 - $24,999.99 0.20% 0.20% $25,000.00 - $49,999.99 0.40% 0.40% $50,000.00 - $99,999.99 0.40% 0.40% $100,000.00 - $149,999.99 0.60% 0.60% $150,000.00 and above 0.60% 0.60% Minimum deposit of $100 to open account
Minimum balance of $5,000 to avoid $10 maintenance fee per statement cycle
Interest compounded daily and credited monthlyFees may reduce earnings
Premium Money Market
Balance - Tiers APY RATE $0 - $24,999.99 1.05% 1.04% $25,000.00 - $99,999.99 1.65% 1.64% $100,000.00 - $499,999.99 1.80% 1.78% $500,000.00 and above 1.85% 1.83% Minimum deposit of $100 to open account
Minimum balance of $5,000 to avoid $10 maintenance fee per statement cycle
Interest compounded daily and credited monthlyFees may reduce earnings
Super NOW Checking
Balance - Tiers APY RATE $0.00 - $2,499.99 0.00% 0.00% $2,500.00 - $9,999.99 .20% .20% $10,000.00 and above 1.35% 1.34% Minimum deposit of $100 to open account
Minimum balance of $10,000 to avoid $10 maintenance fee per statement cycle
Interest compounded daily and credited monthlyFees may reduce earnings
Golden Value Checking
Balance - Tiers APY RATE $0.00 - $9,999.99 0.20% 0.20% $10,000.00 and above 1.35% 1.34% Minimum deposit of $100 to open account
Minimum balance of $10,000 to avoid $10 maintenance fee per statement cycle
Interest compounded daily and credited monthly
Fees may reduce earnings